Trade Credit Insurance

Protect & Promote Your Profit

One of your biggest customers defaults on their payments. Suddenly $1,000,000 in invoices are going unpaid. Accounts Receivable that go unreceived hit your bottom line hard. Not only do your numbers sink into the red, you lose cash flow and stop your company’s growth in its tracks. Even minor delinquencies and payment defaults can impact cash flow and profitability, reflect poorly on your company’s performance to investors, and add up over time. Even worse, these risks - particularly in volatile and depressed markets - go both ways: 1)  A bad risk leads to catastrophic losses, and your business takes a hit or even folds. 2)  At the same time, excessively restrictive credit guidelines prevent new growth, and your business      stagnates, or worse, can’t keep up with the competition.

You just can’t win.

Enter Trade Credit Insurance

It doesn’t matter if your risk is concentrated or spread among many clients, or even if you don’t see much risk at all. Half of all payment defaults occur with customers with established trade relationships.

Or you may dismiss existing risk as unavoidable, part of the cost of doing business, but you are costing yourself unnecessary dollars when you make that assumption.

The Bottom Line

Trade Credit Insurance not only protects your profit, it enables you to grow it. Boost your bottom line and please your shareholders. You may even find that the policy pays for itself through additional sales and increased borrowing power. What you buy is Trade Credit Insurance: what you get is peace of mind and profit protection. Call Trade Risk Strategies today: 1-631-585-0960

Consider the Benefits

Protect Your Business

• Indemnify your company against catastrophic bad-debt losses from unpaid invoices 
• Protect yourself against slow payments and customer bankruptcy as well
• Protect precious cash flow and balance sheet strength
• Relieve concentration risk
• Reduce collections costs
• Protect against the political risk of a foreign government impacting your client’s ability to pay

Profit Your Business

• Increase sales in existing markets, and expand to new markets, with little to no risk
• Open foreign markets
• Obtain preferred bank financing:
  • Banks are more willing to extend lines of credit when you’re insured against these losses - mitigating these risks means you’re less risky
  • Borrow more, and borrow more frequently
  • Obtain better borrowing terms

Practice Smart Business

• Trade Credit Insurance premiums are tax deductible
• Make the smartest business decisions with expert Trade Credit Insurance underwriters
• Underwriting expertise
  • Fast decisions, which could be the difference between a sale or a loss
  • Specializing in country -and trade-specific business lines - which is specially useful for international customers, whose risk and credit worthiness is much more difficult to ascertain
  • Maintain investor confidence and reduce the possibility of shareholder legal action
  • Trade Credit Insurance does not guarantee Sarbanes-Oxley compliance, but it helps avoid catastrophic credit losses that the government may interpret as a misstatement of earnings, and provides expert third-party credit opinions that can substantiate business decisions.

Let Trade Risk Strategies help you protect and profit your business. Fill out the form to the right or call us today at 1-585-0960 for a custom, one-on-one consultation.